Calculation Methodology & Legal Disclaimer
Last Reviewed: August 2026 | www.mycalculator.xyz
1. Financial & Banking Calculators Disclaimer
Calculations generated by our EMI, Home Loan, LTV, SIP, Mutual Funds, and Fixed Deposit tools are mathematical projections based on constant interest compounding and standard reducing balance formulas. Actual loan approvals, interest charges, amortization tenures, processing fees, and investment returns depend entirely on individual commercial bank policies, credit ratings, and market performance.
2. Tax & Statutory Provisions (GST, Income Tax, TDS)
Tax estimates reflect configured statutory rules (including AY 2026-27 standard deductions and Section 87A rebate provisions). Tax laws, cess rates, and exemptions are subject to periodic legislative amendments by the Ministry of Finance and Central Board of Direct Taxes (CBDT). These estimates do not replace professional advice from a qualified Chartered Accountant (CA).
3. Health & Biometric Estimates
Tools such as the BMI Calculator, BMR Calculator, Calorie Needs, and Body Fat Estimator use standardized demographic formulas (Mifflin-St Jeor, US Navy circumference method, Devine formula). These numbers are informational reference points and must not be used as clinical medical diagnoses, prescription advice, or treatment plans.
4. Direct Support & Communication
If you notice a formula anomaly or wish to clarify a calculation assumption, contact our desk at mantupatra23@gmail.com.